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Margin of Safety

Core Principle of Value Investing

Margin of Safety, proposed by Benjamin Graham, refers to the gap between current stock price and intrinsic value. A larger margin means lower risk and higher potential returns.

Formula:(内在价值 - 当前价格) / 内在价值 × 100
Input Parameters
Enter the intrinsic value and current price
CNY
CNY
Calculation Results
Margin of Safety based on the formula
Margin of Safety
+25%
Price below intrinsic value, upside potential
Intrinsic Value
100 CNY
Valuation price
Current Price
75 CNY
Market price
Difference
+25 CNY
Price difference
Good Margin of Safety

Sufficient margin of safety provides good risk buffer. This is the ideal buying range recommended by Graham. Consider buying when price is 20%-40% below intrinsic value.

Graham's Recommendation

Graham recommended that investors only buy when the price is significantly below intrinsic value, typically requiring at least 20%-30% margin of safety. The larger the margin, the more protection it provides against valuation errors or market volatility.

Important Note

Margin of Safety calculation is based on estimates of intrinsic value, which itself is uncertain. Different valuation methods may yield different results. Margin of Safety is only a reference indicator. Investment decisions should consider company fundamentals, industry environment, and personal risk tolerance. This tool is for reference only.

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